Avoiding Credit Repair Scams During Virginia Divorce

If you're attempting to repair your credit during or after your Virginia divorce, you're doing the right thing. Understand, however, that you have a big job ahead of you with a few pitfalls of which you should be aware.

As the number of Americans in debt has risen over the past few years, the number of credit repair /credit counseling entities has risen as well. Unfortunately, not all of these organizations are on the up-and-up. 

When you're going through a Virginia divorce and are in debt, you are likely under emotional stress and more susceptible to being manipulated by unscrupulous companies. It's important to keep your eyes open for clues that a credit repair organization might be a scam.

First off, are they asking for money when they haven't even discussed the details of what they offer? Credit repair help is available for little or no cost from legitimate organizations.

Beware of credit repair programs that don't advise you about steps you can take on your own to help repair your credit during Virginia divorce. These organizations want you to feel dependent on them so they can scam you.

A credit counselor requires certification like any other counseling work. Be wary of people who call themselves counselors when they have no training or credentials.

If a credit repair organization suggests that you engage in any illegal activity, like establishing credit using a false name or Social Security number, walk away and report the group to the proper authorities. Acting fraudulently will harm your Virginia divorce case and can get you in trouble with the law.

Contacting a Virginia Divorce Attorney

At this vulnerable time, it's critical that you have exceptional legal representation that not only understands the specifics of your case, but is dedicated to your best interests and that of your family.

The Virginia divorce attorneys at Hofheimer/Ferrebee represent Virginia women who wish to file for divorce. We are committed to fighting for your rights, assisting in child custody disputes, and advocating that you receive everything you are entitled to and need in order to start your new life. You can learn more by requesting one of our FREE divorce guides for women, or reserving your seat at our monthly divorce seminar - 757-425-5200.