If you and your spouse are facing divorce, you need to think about preserving or repairing
your credit.
While you may already feel overwhelmed by the other things you have to deal with at this difficult time, taking the necessary steps to protect yourself will save you more heartache after Virginia divorce.
Before your divorce proceedings begin, you should close all joint accounts. This is an essential step when you're trying to resolve credit problems. Most couples share their money, and while this can be seen as a sign of love and trust in a relationship,
it can complicate matters quite a bit when a marriage comes to an end.
Throughout your Virginia divorce, be sure your bills are being paid to the best of your ability. If your soon-to-be-ex is not paying bills that he is responsible for, that can be addressed in court when the time comes.
During your divorce you should contact your creditors and try to work out a plan to pay off or settle your debt. Dealing with creditors can be nerve-wracking, but sometimes negotiating with them can help you
resolve your credit issues.If your attempts to pay off or settle your debts are unsuccessful, you can freeze your accounts. While this won't resolve your credit issues entirely it can help prevent further damage.
When accounts are frozen, neither you nor your ex can use them, so no more debt will be accrued. During your divorce the court will decide who is responsible for the debt, and will transfer responsibility for it to the appropriate party.
Contacting a Divorce Attorney in Virginia
Throughout your divorce proceedings, you'll naturally have a lot of questions specific to your circumstances. Get your questions answered by
requesting one of our FREE divorce guides for women, or
reserving your seat at our monthly divorce seminar - 757-425-5200.
The divorce attorneys at Hofheimer/Ferrebee are committed to fighting for your rights, assisting in child custody disputes, and advocating that you receive everything you are entitled to and need in order to start your new life
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What Every Virginia Woman Should Know About Divorce is full of thoughtful steps and practical tips that will help you during your separation, divorce, or child custody case including:
