2. Write a narrative for you attorney, detailing the date you began living together, the date you got married, your children's birth dates, previous separations, when various assets were acquired, and the separate property either of you brought into the marriage or inherited.
3. Gather information about what you own and owe.
4. Obtain detailed information on each retirement plan in which you and your husband have participated.
5. Decide which assets you would like to keep if you divorce and what you are willing to give up.
6. Get preliminary estimates of the value of the property you own and list the debts you owe.
7. Find out what is in the safe deposit box.
8. Prepare a spending history for last year from your checkbooks so you can determine future needs and decide where to cut back if necessary.
9. Before you seperate, use joint fund to repair your automobile and home, buy clothes for yourself and your children, and get needed dental work and medical checkups.
10. Set aside cash reserves to use in the first few months of separation.
11. Apply for credit card in your own name.
12. After separation, close joint credit card accounts.
13. Open a post office box that can use for your mail before your separate and while you are in the process of divorce.
14. Begin a divorce notebook in which you list all problems with impending separation and divorce.
15. Divorce is scary, but it will be less so if you figure out the worst that could happen and decide how to deal with it.
16. Explore career options.
17. Begin negotiation discussions with your husband, as calmly as possible.
18. Attend family law court proceedings and talk to family and friends who have recently been through a divorce.
19. Find a good therapist or support group to help you through the months ahead.
20. Take your time and don't rush matters. Planning for divorce is best done deliberately and slowly. This is your chance for a new beginning.